Consumer Data Home and Auto

Home and Auto

/consumer-journey/v3/consumer-data

Submit home and auto consumer data in a combined request to generate a SimplyIOA consumer journey URL for the home and auto journeys.

See also:

Request: ConsumerDataRequest

Example POST Request

Consider the following JSON request made via the developer portal:

JSON Post Request

{
    "firstName": "Jake",
    "middleNameInitial": "A",
    "lastName": "Ward",
    "dateOfBirth": "1990-05-29",
    "email": "test@test.com",
    "phone": "541 754 3010",
    "campaignCode": "MAGIC",
    "address": {
        "streetNumber": "1434",
        "addressLine1": "Appleton Avenue",
        "addressLine2": "",
        "apartmentNumber": "6b",
        "city": "Orlando",
        "county": "Orange County",
        "state": "FL",
        "zip": "32806"
    },
    "gender": "Male",
    "homeProductData": {
        "propertyPurchasedInLastSixMonths": true,
        "previousAddress": {
            "streetNumber": "1200",
            "addressLine1": "Appleton Avenue",
            "addressLine2": "",
            "apartmentNumber": "",
            "city": "Orlando",
            "county": "Orange County",
            "state": "FL",
            "zip": "32806"
        },
        "mortgageeLender": {
            "companyName": "Mortgage Company",
            "addressLine1": "1025 Appleton Avenue",
            "addressLine2": "Business District",
            "city": "Orlando",
            "state": "FL",
            "zip": "32806",
            "loanNumber": "M123456"
        },
        "propertyDetails": {
            "propertyType": "SingleFamily",
            "residenceUsage": "PrimaryResidence",
            "yearBuilt": "2018",
            "squareFootage": "3050",
            "roofMaterial": "StandardShingle",
            "bedrooms": "2",
            "bathrooms": "2",
            "marketValue": "125000",
            "fireAlarm": "Local",
            "burglarAlarm": "CentrallyMonitored",
            "sprinkler": false,
            "gatedCommunity": false,
            "roofShape": "Gable",
            "constructionType": "Frame",
            "coverages": {
                "replacementCost": 300000,
                "dwelling": 300000,
                "otherStructures": {
                    "value": 2,
                    "valueType": "Percentage"
                },
                "personalProperty": {
                    "value": 50,
                    "valueType": "Percentage"
                },
                "lossOfUse": {
                    "value": 10,
                    "valueType": "Percentage"
                },
                "personalLiability": {
                    "value": 300000,
                    "valueType": "Monetary"
                },
                "medicalPayments": {
                    "value": 5000,
                    "valueType": "Monetary"
                }
            },
            "deductibles": {
                "anyOtherPerils": {
                    "value": 2500,
                    "valueType": "Monetary"
                },
                "windHail": {
                    "value": 2500,
                    "valueType": "Monetary"
                },
                "hurricane": {
                    "value": 2,
                    "valueType": "Percentage"
                }
            }
        },
        "carrier": "Progressive",
        "coverageYears": "5",
        "rating": "Good",
        "coApplicant": {
            "firstName": "Jake",
            "lastName": "Ward",
            "dateOfBirth": "1990-05-29",
            "email": "test@test.com"
        },
        "occupation": "Teacher",
        "policyExpirationDate": "2030-08-01",
        "currentPremium": "5000"
    },
    "autoProductData": {
        "drivers": [{
            "firstName": "Jake",
            "middleNameInitial": "A",
            "lastName": "Ward",
            "licenseStatus": "PersonalAuto",
            "licenseState": "FL",
            "licenseNumber": "B660436855880",
            "licenseObtainedAge": "17",
            "licenseEverSuspendedOrRevoked": false,
            "sr22Required": false,
            "gender": "Male",
            "dateOfBirth": "1980-10-01",
            "maritalStatus": "Single",
            "occupation": "Architect",
            "educationLevel": "SomeHighSchool",
            "relationshipToApplicant": "Insured",
            "violations": [{
                "violationDate": "2020-01-01",
                "type": "CellPhone"
            }],
            "claims": [{
                "claimDate": "2022-06-01",
                "amount": "450",
                "type": "Wing mirror"
            }]
        }],
        "vehicles": [{
            "vin": "19XFC1F84HE004530",
            "year": "2023",
            "make": "Honda",
            "model": "Civic",
            "subModel": "Type R",
            "primaryUse": "Personal",
            "garageType": "AttachedGarage",
            "parkedAtMailingAddress": true,
            "garagingAddress": {
                "streetNumber": "1434",
                "addressLine1": "Appleton Avenue",
                "addressLine2": "",
                "apartmentNumber": "6b",
                "city": "Orlando",
                "county": "Orange County",
                "state": "FL",
                "zip": "32806"
            },
            "oneWayDistance": "17",
            "annualMileage": "10000",
            "ownership": "Leased",
            "coveragePackage": "Basic"
        }],
        "maritalStatus": "Married",
        "yearsAtCurrentAddress": "10",
        "homeOwnership": "OwnedHouse",
        "creditRating": "Excellent",
        "bankruptcy": false,
        "currentCarrier": "Progressive",
        "currentInsuranceExpirationDate": "2023-05-09",
        "currentInsuranceYears": "TenOrMoreYears",
        "bodilyInjuryLiabilityLimit": "BI_100000_300000"
    }
}

All going well you should get a successful response such as the following

JSON Response

{
    "traceId": "0605c580-f180-452c-9a9e-055cf7520b0f",
    "errors": [],
    "payload": {
        "homeOnlineJourneyUrl": "https://homeowners-insurance-sandbox.simplyioa.com/?consumerRef=0605c580-f180-452c-9a9e-055cf7520b0f",
        "autoOnlineJourneyUrl": "https://car-insurance-sandbox.simplyioa.com/?consumerRef=0605c580-f180-452c-9a9e-055cf7520b0f"
    }
}